If you're travelling to the USA (America)

Make sure you're protected by our HIV-inclusive travel insurance


Travel insurance to the USA (America)

Most people wouldn't consider travelling to the USA without travel insurance. They know that if you have an accident or bcome ill in America, you are likely to undergo a multitude of tests, not only to confirm a daignosis but to discount other possibilities.

However, some people think that because they are well and that they're HIV is well controlled by medication, they'll be alright. What they don't seem to consider is that they could end up in hospital because of an accident or someone else's actions. For example, they could be hit by a car or bike; they could be attacked; they could just trip over a paving stone - any number of things could happen that are nothing to do with their current state of health.

We can't emphasise enough how important it is to declare all pre-existing medical conditions you might have. For example, a common side effect of HIV medication is a heightened cholesterol level. This needs to be declared along with anything else for which you've received treatment, advice or medication. You can read the Health Warranty in our Policy Wording.

If you require treatment while in the USA that's related, directly or indirectly to an undeclared pre-existing medical condition, it's possible the claim will be declined. This happened to one of our clients, who ran up a $50,000 medical bill because he had conditions that hadn't been declared and wouldn't have been accepted for cover if he had declared them.

It's just not worth taking the risk of travelling to the USA without being protected by our HIV-inclusive travel insurance

Click here to find out about everything covered by our policy.