Most people wouldn't consider travelling to the USA without travel insurance. They know that if you have an accident or bcome ill in America, you are likely to undergo a multitude of tests, not only to confirm a daignosis but to discount other possibilities.
However, some people think that because they are well and that they're HIV is well controlled by medication, they'll be alright. What they don't seem to consider is that they could end up in hospital because of an accident or someone else's actions. For example, they could be hit by a car or bike; they could be attacked; they could just trip over a paving stone - any number of things could happen that are nothing to do with their current state of health.
We can't emphasise enough how important it is to declare
If you require treatment while in the USA that's related, directly or indirectly to an undeclared pre-existing medical condition, it's possible the claim will be declined. This happened to one of our clients, who ran up a $50,000 medical bill because he had conditions that hadn't been declared and wouldn't have been accepted for cover if he had declared them.
Click here to find out about everything covered by our policy.