You must observe travel advice provided by the Foreign, Commonwealth and Development Office (FCDO). No cover is provided under any section of this policy in respect of travel to a destination to which the FCDO has advised against all or all but essential travel. Travel advice can be obtained from the Foreign, Commonwealth & Development Office: www.gov.uk/travel-advice
Europe is defined as European Mainland, Republic of Ireland, The Channel Islands, The Azores, Madeira, The Canary Islands, Morocco, Tunisia, Israel, Mediterranean Islands, Turkey and territories formally known as USSR, west of the Ural Mountains.
European Mainland is defined as: Albania, Andorra, Austria, Belgium, Bosnia, Bulgaria, Croatia, Cyprus, Czech Republic, Slovakia, Denmark, Finland, France, Greece, Germany, Hungary, Iceland Italy, Lapland, Liechtenstein, Luxembourg, Malta, Monaco, Montenegro, Netherlands, Norway, Poland, Portugal, Romania, San Marino, Serbia, Slovenia, Spain, Sweden, Switzerland.
Worldwide excluding is defined as worldwide travel excluding USA, Canada and Caribbean.
Worldwide is defined as anywhere other than the above.
Single Trip: the premium depends on the number of days you are away. Don’t forget to include the day you leave and the day you arrive back in the UK. A week, Saturday to Saturday, is therefore 8 days. We can provide cover for up to 365 days, sometimes longer!
Annual Multi-trip: You can take as many trips in a year as you like. We can offer policies that cover you for up to 31, 45 or 60 days per trip (counting the day you leave your home country and the day you get back). Cover is available up to the age of 74. When you renew, you receive a discount off the current year’s price.
Individual/Couple/Family: Special rates apply for couples and families, which obviously include same sex couples/families.
Age limits: We can provide annual policies to people up to the age of 74. We can provide policies for individual trips up to the age of 79.