Our annual, multi-trip policy can often be more economical than buying a policy for each trip you take - sometimes if you're travelling only twice in a twelve month period. To check, go to our quotation and booking system and choose the single trip policy option. Obtain the quotation and underneath it, the annual policy options will be shown.
You can take any number of trips per year within an annual, multi-trip policy but there is a maximum number of days permitted per trip. This can be up to 31, 45 or 60 days.
If you buy a policy up to 31 days per trip and then need to be covered for longer, you can upgrade either to 45 or 60 days per trip on the same policy.
If you've bought an annual policy of up to 60 days per trip, you cannot extend the number of days covered. If you're travelling longer than 60 days, that trip will need to be covered by a single trip policy. Please note that if you travel for longer than 60 days under an annual policy, you will not be insured for any part of the trip.
Cover for cancellation costs starts only from the start date of your policy. This is why it's recommended that you choose a start date some time before the departure date of your trip. If, between the start date of your policy and your departure, you need to cancel your trip, cover will be in place. Please see our policy wording for situations where a claim for cancellation can be made.
You can buy an annual policy up to two months before its stat date. For example, you could buy a policy on 1st January but choose a start date of 15th February.