Europe is defined as European Mainland, Republic of Ireland, The Channel Islands, The Azores, Madeira, The Canary Islands, Morocco, Tunisia, Israel, Mediterranean Islands, Turkey and territories formally known as USSR, west of the Ural Mountains.

European Mainland is defined as: Albania, Andorra, Austria, Belgium, Bosnia, Bulgaria, Croatia, Cyprus, Czech Republic, Slovakia, Denmark, Finland, France, Greece, Germany, Hungary, Iceland Italy, Lapland, Liechtenstein, Luxembourg, Malta, Monaco, Montenegro, Netherlands, Norway, Poland, Portugal, Romania, San Marino, Serbia, Slovenia, Spain, Sweden, Switzerland.

Worldwide is defined as anywhere other than the above.

Single Trip: the premium depends on the number of days you are away. Don't forget to include the day you leave and the day you arrive back in the UK. A week, Saturday to Saturday, is therefore 8 days. We can provide cover for up to 365 days, sometimes longer!Cover is available up to the age of 75.

Annual Multi-trip: You can take as many trips in a year as you like, prioviding no individual trip is longer than 31 days. Cover is available up to the age of 65. When you renew, you receive a discount off the current year's price.

Individual/Couple/Family: Special rates apply for couples and families, which obviously include same sex couples/families.